Coast FIRE Guides

Short, honest explainers - each one links straight into the calculator so you can run your own numbers.

• What Is Coast FIRE? The Point Where Your Savings Finish the Job

  Coast FIRE is the moment your invested savings are big enough to grow into full retirement on their own - no new contributions needed. Here's how to find that point, and why it's a probability, not a date.

• Is Coast FIRE Risky? Sequence of Returns and Coasting

  Coast FIRE front-loads your savings, then lets growth do the rest - which means the order returns arrive in matters more than their average. Here's what that risk actually looks like.

Coast FIRE number by age

How much you need invested to coast - worked out for a representative saver at each age.

• Coast FIRE number at 25
• Coast FIRE number at 30
• Coast FIRE number at 35
• Coast FIRE number at 40
• Coast FIRE number at 45